Welcome to Ethniki Asfalistiki

Committed to our values, we are here to protect everything you care for, offering the most innovative solutions, the way we’ve always been.

9.4+ billion Euros

 in claims since 2006

1.9+ million

insured individuals trust us for a better life

In the top 5%

of companies worldwide, according to the 2025 EcoVadis sustainability rating

Protecting what matters most.

Do you want to learn more?

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the soonest possible

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"Our purpose is to support people and businesses by offering simple, innovative & reliable solutions to protect what matters most to them."

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No matter when or where

You know we will be there.

Since 1891, we have always been by your side during the toughest and the most remarkable times.

Supporting Local Communities

We recently donated 12 new specialised vehicles to the Region of Thessaly, reaffirming our commitment to strengthening the resilience of local communities against natural disasters.

Supporting the Children’s Hospital “Agia Sophia”

Proudly cheering for our young, talented athletes

Have questions about insurance?

Browse some of the most frequently asked questions we receive.

What is private insurance and how does it work?

Private insurance is a way to protect what matters most to you, such as your health, your family, your property or your business, against unforeseen events that may have financial consequences.

It works in a simple way: you choose the insurance plan that best meets your needs and pay a premium, creating a protection framework tailored to your requirements. If an event covered by your insurance plan occurs, the Company will provide compensation in accordance with the terms and conditions of your coverage.

In practice, many policyholders contribute through the premiums they pay, creating a common fund from which those who experience an insured event are compensated. In this way, the financial burden of a risk is not borne by a single individual but is shared more broadly.

By doing so, private insurance transforms a potentially significant and unpredictable cost into a smaller, more predictable expense, providing peace of mind and financial stability, even in life's most unexpected moments.

How do I know that the insurance company I choose is reliable?

A reliable insurance company proves its value through its actions.

It is reflected in its long-term stability, the transparency of its coverage terms, and its ability to respond promptly when support is needed. Reliability is demonstrated through clear and accurate information, a fair and straightforward compensation process, and ongoing customer support, not only when a policy is purchased, but most importantly when it is truly needed.

Trust is built through consistency, responsibility and a continuous commitment to supporting policyholders at every stage of their insurance journey. Since its establishment in 1891, Ethniki Asfalistiki has been synonymous with integrity and reliability, as evidenced by the trust of more than 1.9 million customers.

How can I find the insurance solution that suits me?

The right insurance plan starts with your own needs.

Every individual and every family has different priorities, whether it is health, savings, income protection, home or vehicle insurance. The first step is recognizing the need for insurance.

Working together with your Insurance Agent, you can assess your actual needs and design a plan that provides meaningful coverage, without unnecessary options. This way, insurance becomes a targeted and well-planned investment in your future.

What should I consider before choosing an insurance policy?

Choosing insurance is an important decision and should be made based on accurate information. Before selecting a plan, it is useful to consider:

  • The extent of coverage

  • The terms and conditions

  • The compensation process

  • The company's financial strength and experience

  • The level of support provided after the policy has been purchased

When the terms are clear and you have a full understanding of what your policy includes, you can make your decision with confidence and peace of mind.

How is the cost of insurance determined?

The cost of insurance is determined by a combination of factors related to the level of risk, the insured person's profile, and the characteristics of the policy.

Rather than focusing solely on price, it is important to choose an insurance solution that meets your needs. Working together with your Insurance Agent, you can assess your requirements and select the level of coverage that is right for you.

In addition, Ethniki Asfalistiki offers a range of benefits and discounts that enhance the value of your insurance solution.