Terms of Use

Introduction

The visitor/user of the pages and services on our website must read carefully the terms of use and conditions of service that follow before visiting our pages or using our services and must not use them in case of disagreement. Otherwise, it is presumed that he/she accepts them and grants his/her consent. The following terms of use apply to all content and to anything present on the pages of our website. ‘ETHNIKI’ GENERAL INSURANCE PUBLIC LIMITED COMPANY (hereinafter referred to as the Legal Owner) may at any time modify the terms and conditions of use, so users/visitors must review them for potential changes each time they visit the website. If they continue to use the website, it is presumed that they accept the modified terms and conditions. Otherwise, they must refrain from using/visiting our website.

Intellectual and Industrial Property Rights

The entire content of our website, including but not limited to texts, news, graphics, photographs, drawings, illustrations, services provided and generally files of any kind, constitutes intellectual property and is governed by national and international regulations on intellectual property, with the exception of explicitly recognised third-party rights. Hence, the reproduction, re-publishing, copying, storage, sale, transmission, distribution, publication, execution, downloading, translation or modification of such content in any manner, either partial or summarised, without the prior written consent of the Legal Owner is strictly prohibited. By way of exception, individual parts of the content may be saved and copied on a simple personal computer for strictly personal use, without the intention to exploit it commercially or in any other way and provided that the source is indicated. Such use shall by no means be construed as granting of intellectual property rights. Any other content included on the electronic pages of our website, which comprises registered trademarks and intellectual property products of third parties falls under their responsibility and has nothing to do with our website.

Visitor/User Obligations

The visitor/user of our website must comply with the rules and provisions of the Greek, European and international law and the relevant legislation governing telecommunications, and must refrain from any illegal use and misuse of the content and services on our website. The visitor/user must also behave decently, politely and tactfully, while visiting and using our website; unfair competition or other practices contrary to NETIQUETTE (Code of Conduct for Internet Users) is expressly prohibited. Any damage caused to our website or the network in general resulting from the misuse or improper use of the services by the user/visitor is his/her sole responsibility.

Limitation of Network Liability

Without providing any guarantee or assuming any liability, the Legal Owner shall make all reasonable efforts to ensure that the information and content provided on the website are accurate, precise, updated, complete and available to the extent possible. Under no circumstances, including negligence, shall the Legal Owner be liable for any damage that may be caused to the visitor/user as a result of his/her use of our website. The information and services are provided ‘as is’, without any warranty, express or implied, and the Legal Owner expressly disclaims any warranty, including warranties of merchantability or fitness for a particular purpose. The Legal Owner in no way guarantees the uninterrupted and error-free provision of its services and content, nor even the absence of ‘viruses’, whether on its website or on any other site server through which you receive its content. Therefore, the Legal Owner shall by no means be held liable for any consequential damages or loss of profit, direct or indirect damage, decision-making, execution or non-execution of stock exchange or other investment transaction arising from the use of its website.

Exclusion of Liability for Construed Advice

Nothing on our website shall by no means, either directly or indirectly, be construed by the users/visitors as encouragement, advice or invitation to carry out any investment or other action with financial effect. It is at the users’/visitors’ discretion to evaluate what is provided to them and act based on their own will, excluding any liability on our part as set out above.

Our website is not responsible for the content and services of other websites to which it refers through links, hyperlinks or advertising banners, nor does it guarantee their availability. Any problems that may arise, while visiting/using the websites to which we refer, fall solely within the responsibility of the respective websites, to which you should address any complaints. Links to other websites are provided solely for the convenience of our users and in no case create any form of commitment for any party. Indemnification It is hereby expressly agreed that in case any administrative or judicial action or claim is brought against our website as a result of any infringement on your part, you shall assume the responsibility to intervene in the court proceedings and to indemnify our website in case it is ordered to pay compensation or cover other expenses.

Applicable Law and Other Terms

These Terms of Use are governed by the provisions of the Greek law, the European Union directives and regulations and the applicable international regulations and shall be interpreted based on the principles of good faith, fair dealing, and the financial and social purpose of the rights at hand. Should any provision hereof be deemed contrary to the law and hence, null and void, it shall automatically cease to apply, whereas the remaining terms shall remain valid and effective. Any amendment to these terms shall only be taken into account or form part of these terms if executed in writing and integrated herein. Any dispute arising from these terms shall fall within the competence of the Courts of Athens.